01
Build a realistic settlement fund
Find room in your budget, protect essential expenses, and set a lump-sum target you can work toward without pretending the process is instant.
Live online workshop
F.R.E.E. Framework presents
Pay Off Your Credit Card Debt and Land Your First VA Client
A practical, beginner-friendly session for Filipinos who want a clearer debt plan and a realistic path toward new income.
October 9, 2026
7:00 PM Manila
Live via Zoom
With live Q&A
₱2,499₱799
One-time ticket
PAY ₱799 AND CONFIRM MY SEAT
Secure PayMongo checkout. Confirmation is sent after successful payment.
Real settlement experience
Beginner-friendly VA steps
Secure PayMongo payment
Email confirmation + Zoom access
Why this training exists
Minimum payments can feel like motion—even when the balance barely moves.
JR experienced approximately ₱1.7 million in liabilities and the pressure of trying to move forward while debt kept demanding attention. His turning point was not a shortcut: it involved changing habits, building a settlement fund, verifying an offer, and paying only when he was ready.
Jerhome adds the income side: how beginners can turn existing experience into a focused VA service, communicate value, and take consistent steps toward a first client.
START MY DEBT + INCOME PLAN“I kept making minimum payments, but my credit card balance barely moved.”
JR Torregosa · F.R.E.E. Framework founder
Important: missing payments does not guarantee a discount. It can increase interest and fees, affect your credit record, and lead to collection or legal action. Contact your bank before changing your payment arrangement.
What you will learn
Four practical outcomes for the next chapter.
02
Prepare for the bank conversation
Learn what JR checked, asked, and documented before paying a discounted settlement—and the risks to understand before changing any payment arrangement.
03
Turn your experience into a VA offer
Identify useful skills you already have, choose a focused service, and describe the result you can help a client achieve.
04
Create a first-client action plan
Leave with practical next steps for positioning, applications, outreach, and building consistency without income guarantees or hype.
Your ₱799 ticket
A focused live training built for action.
₱2,499₱799
Live debt + VA training
Live question-and-answer session
Secure PayMongo payment
Confirmation and Zoom access by email
No downloadable bonus materials or replay are promised as part of this ticket. You are paying for the verified live training and Q&A described above.
What participants have shared
Real reflections from F.R.E.E. sessions and guidance.
“I am grateful to attend this session about stewardship. For me, this is an answered prayer because I was struggling with how to manage my finances properly.”
“Everything Coach Jerhome shared was meaningful and eye-opening. I left the session feeling motivated, inspired, and ready for what’s ahead.”
“Our family was incredibly inspired by Coach Jerhome’s presentation on the F.R.E.E. Financial Framework. It was a powerful masterclass in stewardship and God’s design for our resources.”
“If you are looking for a competitive and trustworthy financial advisor, JR is the man. Walang misleading promises, just the real deal.”
“JR sees financial planning as a mission of love and stewardship. Every client he helps is a life protected, a dream preserved, and a family given peace of mind.”
Testimonials describe individual experiences. Results are personal and are not guarantees of debt, employment, or income outcomes.
Meet your coaches
Practical guidance shaped by finance, work, and lived experience.
Founder / CEO
JR Torregosa, LFA
Licensed financial advisor, virtual assistant, marketer, and F.R.E.E. Framework founder. JR shares the lessons behind addressing approximately ₱1.7 million in liabilities and completing a bank-approved credit-card settlement.
Head Coach
Jerhome Torregosa, LFA
Licensed financial advisor and head coach with experience in leadership, instruction, operations, and virtual-assistant work. Jerhome turns broad goals into clear, beginner-friendly actions.
Registration + payment
Save your details, pay securely, then receive your Zoom access.
- 1Enter your contact details
- 2Open the secure QR Ph checkout
- 3Scan using GCash, Maya, or a supported bank app
- 4Receive confirmation and Zoom access by email
If you leave before paying, your registration remains awaiting payment. Use the direct payment link sent by email to continue without entering your information again.
Complete your registration
₱799
₱2,499One-time live webinar ticket
93 seats available
Maximum of 100 confirmed participants
October 9, 2026 · 7:00 PM Manila · Live on Zoom
Questions before you register
Frequently asked questions
Do I need previous VA experience?+
No. Beginners are welcome. The session helps you identify transferable skills, choose a focused service, and take practical first-client steps.
Can I really settle for less than my outstanding balance?+
JR received a substantial discount in his own settlement. Any offer, discount, eligibility, and deadline depend on your bank and account. The webinar cannot guarantee approval or the same result.
Should I stop making minimum payments?+
No. This webinar does not advise you to stop paying. Missed payments can increase interest and fees, affect your credit record, and lead to collection or legal action. Contact your bank about available options before changing payments.
What should I confirm before paying a settlement?+
Verify the offer directly with your bank, get the amount, deadline, official payment channel, and full-settlement terms in writing, then keep your receipt and request written proof of settlement.
Will I get a VA client after attending?+
No outcome is guaranteed. You will learn practical ways to choose a service, present your skills, and approach potential clients.
How long is the webinar?+
Allow time for the live training and Q&A. The final run time and any schedule reminders will be sent to registered attendees by email before the event.
What if I cannot attend live?+
Your ticket is for live attendance. Any replay availability will be communicated separately and is not guaranteed as part of registration.
How do I get the Zoom link?+
PayMongo must confirm successful payment first. Your confirmation and Zoom access details are then sent to the email you registered with.
Does ₱799 include a F.R.E.E. membership?+
No. The one-time payment covers one seat for this live webinar only.
One evening can give you a clearer plan for debt and your next income step.
Join us live on October 9, 2026 at 7:00 PM Manila time. Bring your questions and leave with actions you can start applying.
PAY ₱799 AND CONFIRM MY SEAT